Schadenfreiheitsklasse

Unsere Schadensfreiheitsklasse-Übersicht:

Unfallfreie Jahre	Schadenfreiheitsklasse	KFZ Haftpflicht	Vollkaskoversicherung
Malusklasse	SF M	240 – 280%	240 – 280%
Anfänger	SF 0	200 – 260%	200 – 260%
Sonderstufe	SF S	150 – 175%	150 – 175%
Sonderstufe	SF 1/2	100 – 140%	100 – 140%
1	SF 1	100%	100%
2	SF 2	83 – 85%	83 – 85%
3	SF 3	70 – 75%	70 – 75%
4	SF 4	60 – 66%	60 – 66%
5	SF 5	55 – 61%	55 – 61%
6	SF 6	54 – 55%	54 – 55%
7	SF 7	50 – 52%	50 – 52%
8	SF 8	45 – 50%	45 – 50%
9	SF 9	45 – 46%	45 – 46%
10	SF 10	40 – 45%	40 – 45%
11	SF 11	40 – 45%	40 – 45%
12	SF 12	40%	40%
13	SF 13	35 – 40%	35 – 40%
14	SF 14	35 – 40%	35 – 40%
15	SF 15	35 – 40%	35 – 40%
16	SF 16	35 – 37%	35 – 37%
17	SF 17	30 – 36%	30 – 36%
18	SF 18	29 – 36%	29 – 36%
19	SF 19	29 – 35%	29 – 35%
20	SF 20	25 – 35%	25 – 35%
21	SF 21	25 – 35%	25 – 35%
22	SF 22	25 – 35%	25 – 35%
23	SF 23	25 – 32%	25 – 32%
24	SF 24	25 – 32%	25 – 32%
25	SF 25	25 – 30%	25 – 30%
26	SF 26	25 – 30%	25 – 30%
27	SF 27	25 – 30%	25 – 30%
28	SF 28	25 – 30%	25 – 30%
29	SF 29	25 – 30%	25 – 30%
30	SF 30	25 – 30%	25 – 30%